Monterey Surgery
 
Insurance and Billing

With very few exceptions we can care for all patients, and we are contracted with almost all of the major carriers. 

If we are not specifically contracted with your insurance carrier this does not mean that we cannot care for you — it simply means that your insurance carrier will not send payment directly to us.  Instead, we will courtesy bill your insurer for you , but they will send payment for our services directly to you.  For this reason we must request payment from you up front for our services.  Under these circumstances your out of pocket expenses may be greater than if we were contracted providers.